División de Valores, 3er Piso
Comisión Corporativa de Arizona
Calle 1300 del Oeste Washington
Phoenix, AZ 85007
Principal: (602) 542-4242
Número Gratuito en Arizona:
When saving, you use financial instruments to safeguard and accumulate funds for short term spending goals. Saving instruments typically earn interest, have minimal or no risk to principal, emphasize safety and liquidity, but are subject to inflation risk.
When investing, you use financial instruments to grow your money for long term goals such as retirement. Investing products allow you to gain a profit through interest, dividends, and/or increase in value, but your principal is at risk of loss. Each type of investment carries a certain level of risk. Understand how the investment works and if it's right for your age, investment objectives, and risk tolerance.
Before you even think about investing, it is recommended to maintain a "rainy day fund," an emergency fund with money that is liquid (easily accessible) and the principal is not at risk. Read more about getting started on the path to saving and investing.
Many women face money challenges during their lifetime— marriage, divorce, job loss, retirement, sending kids off to college, and other changes to their own or their family’s financial circumstances. And generally speaking, a woman's longevity presents another challenge of not outliving her nest egg. Knowing how to prepare for these life transitions and challenges is important.
According to the North American Securities Administrators Association (NASSA), common mistakes that people make in regards to their finances include:
-Not having open conversations about money with a loved one or an investment professional
-Getting into debt
-Not having a financial plan
-Not periodically reviewing their financial status and plan
-Failing to verify license status of an investment promoter with a securities regulator
To help you begin to take control of your financial future, review this Financial Empowerment for Women information.
This resource discusses how to raise a child who is savvy about money; includes age-appropriate, family activity ideas. Important topics include:
Ages 2 to 8 Ages 13 to 18
-Allowances...or Work...or Both? -How to Reconcile Your Checking Account
-Helping Kids Understand: Needs and Wants -Credit for the First-time Borrower
Ages 9 to 12 -Build a Positive Credit History
-Piggy Banks to Real Banks -Next Generation: Insuring Your Future
-How to Create a Budget -Eight Ways to Finance College
-What is a Mutual Fund?
This guide, published by FINRA (Financial Industry Regulatory Authority), discusses your options to saving and investing wisely for college. Some important topics include:
Kids, money does matter! Check out these online games and videos to learn important stuff about saving, investing and becoming a fraud fighter.
Become an FSI and take the online challenge to uncover an investment scam with mastermind "Mr. X." You'll need Flash Player 10 or higher to play Fraud Scene Investigator
Print out this FSI board game, find some dice and compete against your friends to be the top fraud scene investigator!
NASAA’s Fraud Ninja takes a look at common investment scams and how to avoid them. In this series, the Ninja takes on schemes involving gold mining, oil and gas, real estate investing, Get-rich-quick offerings and affinity fraud. Learn about the red flags of investment fraud to become a fraud-fighting ninja warrior. Hi-yah!
Initial Coin Offerings (ICOs)
Are you interested in a virtual currency investment? Get in the know about how Initial Coin Offerings (ICOs)) work by watching a brief, animated video produced by the North American Securities Administrator's Association (NASAA). Also, be an informed investor by checking out the NASAA Advisory on IOCs.
Check here to sign up for Consumer Alerts from the Corporation Division. To receive alerts for your business register at eCorp.azcc.gov.Please call 602-542-3026 with questions for the Corporations Division.
Check here to sign up for Notices and Agendas for Commission Meetings, Hearings and Appearances.Please call 602-542-3931 with any questions.
Check here to receive the latest Commission News Releases and information. Please call 602-542-0728 with any questions.