1300 W. Washington Street

Phoenix, AZ 85007-2996



Main: (602) 542-4242

Email: SecuritiesDiv@azcc.gov

Students and Educators

Basics of Saving and Investing for Students

When saving, you use financial instruments to safeguard and accumulate funds for short term spending goals. Saving instruments typically earn interest, have minimal or no risk to principal, emphasize safety and liquidity, but are subject to inflation risk. Before you even think about investing, it is recommended to maintain a "rainy day fund," an emergency fund with money that is liquid (easily accessible) and the principal is not at risk.

When investing, you use financial instruments to grow your money for long term goals such as retirement. Investing products allow you to gain a profit through interest, dividends, and/or increase in value, but your principal is at risk of loss. Each type of investment carries a certain level of risk. Understand how the investment works and if it's right for your age, investment objectives, and risk tolerance.

Even though you're a young student, don't delay in getting your saving and investing plan started--your future financial security depends upon it! Read more about getting on the path to saving and investing.

Helpful Websites about Personal Finance and Investing

CFPB - The Consumer Financial Protection Bureau (CFPB) is a federal agency that addresses issues concerning consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products.


FINRA Foundation - The Financial Industry Regulatory Authority (FINRA) has informative and real-world resources thatboth students and educators can utilize.


FDIC Learning Bank - The Federal Deposit Insurance Corporation's site just for kids site tells you the who, what, when, where and why about this agency - with some help from Carmen Cents, the piggy bank!


Jump$tart - Learn about the basics of personal money management. Find tips on balancing a checkbook, and the basic principles of earning, spending, saving and investing your MONEY.


NASAA - The North American Securities Administrators Association (NASAA) has resources for you and students to entertain empower students on how to invest wisely and detect and stop investment fraud.


U.S. Department of Homeland Security - Homeland Security has an informative website for parents and kids on how to avoid being scammed.


Saving Bond for Kids - Want to know more about a savings bonds? If you have ever received one as a gift, this site will help you understand what they are, how they work. Look for the poster contest, games and fun facts about U.S. Savings Bonds.


Social Security Kids Stuff - Social Security allows you to sock away money for retirement. You save by paying the federal government while you work. Later, when you can't or don't want to work, Social Security will send you a monthly check.


NOTE: These websites are maintained by other governmental agencies or organizations outside of the Arizona Corporation Commission.

Learning Fun: Games, Puzzles and CartoonsFSI_Fraud_Scene_Investigator)badge

Kids, money does matter! Check out these online games and videos to learn important stuff about saving, investing and becoming a fraud fighter.

Fraud Scene Investigator

Become an FSI and take the online challenge to uncover an investment scam. You'll need Flash Player 10 or higher to play.

Scam Blaster

Ready to be a super hero and bust some scams? Go to the East Terrace at the Mall and enter Kablamo! Comics at your own risk. You'll need Flash Player 9 or higher to play.

Fraud-Fighting Ninja

Learn about the red flags of investment fraud to become a fraud-fighting ninja warrior. Hi-yah!

Going for the Gold

Timeshare King

Fraud Among Friends

Texas Tea Tycoon

Amateur Time

Brain Teasers

Challenge your noggin with Money Word Search and Money Word Scramble. Need help with the answers? Ask your teacher, parent, or send an email t0: info@azinvestor.gov.

Presenters for Your Classroom

The Securities Division's Investor Education Coordinator coordinates the speakers bureau, which is composed of a knowledgeable group of staff members willing to speak to your group about investing wisely and avoiding investment fraud. All are available, without charge, to make a presentation.

Besides the scope and function of the Commission's Securities Division, some of the topics our presenters can discuss include:

  • How to Outsmart the Investment Swindlers
  • How to Become a Millionaire:
    • Basics of Saving and Investing
  • How to Choose and Monitor Your Investment Professional
  • Basics of Stocks, Bonds & Mutual Funds

To schedule a speaker, contact the Securities Division's Investor Education Coordinator at 602-542-0428 or email a request to info@azinvestor.gov.

Teaching Guides and Videos

Live "Stock" Adventure (Middle School/Advanced Elementary)

A fun and educational activity that should not only raise a student's awareness about the value of saving and investing, but also provide an innovative way to practice specific math skills such as calculating percentages and computing multi-digit numbers. Preview an Adventure Packet resource for your classroom. Free!

FSI: Fraud Scene Investigator (High School, Grades 9-10)

A web-based, interactive investor education program that teaches students how to detect and stop a million-dollar investment fraud and put the mysterious con man, "Mr X," behind bars. Preview the FSI online program before you order or download the teaching guide and board game for your classroom. Free!

Basics of Saving and Investing 2020 (High School, Grades 11-12)

An investment-specific resource divided into four self-contained teaching units to help your students understand the financial markets, make sound financial decisions and avoid investment fraud; includes suggested classroom exercises, worksheets, and test questions. Preview a teaching guide before you order this resource for your classroom. Free!


  • Trick$ of the Trade: Outsmarting Investment Fraud (55 minutes/FINRA) Preview trailer
  • What Con Artists Don't Want You to Know (56 minutes/NASAA) (No trailer available)

Stay Connected

Arizona Corporation Commission

1200 W. Washington Street

Phoenix, AZ 85007


Corporations Division

1300 W. Washington Street

Phoenix, AZ 85007


Tucson Office (Walk-ins only)

400 W. Congress Street

Tucson, AZ 85701